/* ============================================================
   FinTrack Pro — Premium Dark SaaS UI
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg-base:       #0a0e1a;
  --bg-card:       #111827;
  --bg-card2:      #1a2236;
  --bg-hover:      #1e2d42;
  --border:        #1e2d42;
  --border-light:  #243048;

  --accent-green:  #00e5a0;
  --accent-blue:   #4e8ef7;
  --accent-purple: #a78bfa;
  --accent-orange: #f59e0b;
  --accent-red:    #ef4444;

  --text-primary:  #f0f4ff;
  --text-secondary:#8b9cc8;
  --text-muted:    #4e5d7a;

  --gradient-green: linear-gradient(135deg, #00e5a0, #00b57a);
  --gradient-blue:  linear-gradient(135deg, #4e8ef7, #2563eb);
  --gradient-purple:linear-gradient(135deg, #a78bfa, #7c3aed);
  --gradient-hero:  linear-gradient(135deg, #0a0e1a 0%, #111827 50%, #0f1c35 100%);

  --radius-sm:  8px;
  --radius-md:  12px;
  --radius-lg:  18px;
  --radius-xl:  24px;

  --shadow-sm:  0 2px 8px rgba(0,0,0,.4);
  --shadow-md:  0 4px 20px rgba(0,0,0,.5);
  --shadow-lg:  0 8px 40px rgba(0,0,0,.6);
  --shadow-glow-green:  0 0 24px rgba(0,229,160,.18);
  --shadow-glow-blue:   0 0 24px rgba(78,142,247,.18);

  --font: 'Inter', system-ui, sans-serif;
  --transition: all .2s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  background: var(--bg-base);
  color: var(--text-primary);
  min-height: 100vh;
  overflow-x: hidden;
  font-size: 14px;
  line-height: 1.6;
}

/* ── SCROLLBAR ─────────────────────────────────────────────── */
::-webkit-scrollbar { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: var(--bg-base); }
::-webkit-scrollbar-thumb { background: var(--border-light); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: var(--accent-blue); }

/* ── UTILITY ────────────────────────────────────────────────── */
.gradient-text {
  background: var(--gradient-green);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.profit { color: var(--accent-green) !important; }
.loss   { color: var(--accent-red) !important; }
.roi-pct{ color: var(--accent-blue) !important; }
.positive{ color: var(--accent-green); }
.negative{ color: var(--accent-red); }

/* ── BUTTONS ────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 10px 20px; border-radius: var(--radius-sm);
  font-family: var(--font); font-size: 14px; font-weight: 600;
  cursor: pointer; border: none; transition: var(--transition);
  white-space: nowrap; text-decoration: none;
}
.btn-primary {
  background: var(--gradient-green);
  color: #0a1a12;
  box-shadow: var(--shadow-glow-green);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 0 32px rgba(0,229,160,.35); }

.btn-outline {
  background: transparent;
  border: 1.5px solid var(--border-light);
  color: var(--text-secondary);
}
.btn-outline:hover { border-color: var(--accent-blue); color: var(--accent-blue); }

.btn-ghost {
  background: transparent;
  color: var(--text-secondary);
  padding: 8px 14px;
}
.btn-ghost:hover { background: var(--bg-hover); color: var(--text-primary); }

.btn-excel {
  background: linear-gradient(135deg,#1d6f42,#217346);
  color: #fff !important;
  font-size: 13px;
  padding: 7px 14px;
  border-radius: var(--radius-sm);
  box-shadow: 0 0 14px rgba(29,111,66,.25);
  text-decoration: none;
}
.btn-excel:hover { transform: translateY(-1px); box-shadow: 0 0 24px rgba(29,111,66,.4); }

.btn-upgrade {
  background: var(--gradient-purple);
  color: #fff;
  font-size: 13px;
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  box-shadow: 0 0 16px rgba(167,139,250,.3);
}
.btn-upgrade:hover { transform: translateY(-1px); box-shadow: 0 0 28px rgba(167,139,250,.45); }

.btn-lg { padding: 14px 32px; font-size: 16px; border-radius: var(--radius-md); }
.btn-sm { padding: 7px 14px; font-size: 13px; }
.btn-full { width: 100%; justify-content: center; }
.btn-inline { background: none; border: none; color: var(--accent-blue); cursor: pointer; font-weight: 600; padding: 0; font-size: inherit; }

/* ── PRO BADGE ──────────────────────────────────────────────── */
.pro-badge {
  background: var(--gradient-purple);
  color: #fff;
  font-size: 10px; font-weight: 700;
  padding: 2px 7px; border-radius: 20px;
  letter-spacing: .5px; vertical-align: middle;
}

/* ============================================================
   ONBOARDING SCREEN
   ============================================================ */
.onboarding-overlay {
  position: fixed; inset: 0; z-index: 1000;
  display: flex; align-items: center; justify-content: center;
  background: var(--bg-base);
  overflow: hidden;
}
.onboarding-bg-shapes { position: absolute; inset: 0; pointer-events: none; overflow: hidden; }
.shape {
  position: absolute; border-radius: 50%;
  filter: blur(80px); opacity: .35;
}
.s1 { width: 600px; height: 600px; background: radial-gradient(circle, #00e5a0, transparent);
      top:-20%; right:-15%; animation: float1 8s ease-in-out infinite; }
.s2 { width: 500px; height: 500px; background: radial-gradient(circle, #4e8ef7, transparent);
      bottom:-20%; left:-10%; animation: float2 10s ease-in-out infinite; }
.s3 { width: 400px; height: 400px; background: radial-gradient(circle, #a78bfa, transparent);
      top: 40%; left: 50%; animation: float1 12s ease-in-out infinite reverse; }
@keyframes float1 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-30px)} }
@keyframes float2 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(25px)} }

.onboarding-card {
  position: relative; z-index: 2;
  background: rgba(17,24,39,.85);
  backdrop-filter: blur(24px);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 52px 48px;
  max-width: 540px; width: 90%;
  text-align: center;
  box-shadow: var(--shadow-lg), 0 0 60px rgba(0,229,160,.08);
  animation: slideUp .5s ease-out;
}
@keyframes slideUp { from{opacity:0;transform:translateY(30px)} to{opacity:1;transform:translateY(0)} }

.onboarding-logo {
  display: flex; align-items: center; justify-content: center; gap: 10px;
  font-size: 22px; font-weight: 800; margin-bottom: 28px;
  color: var(--text-primary);
}
.onboarding-logo i { color: var(--accent-green); font-size: 28px; }

.onboarding-title {
  font-size: 36px; font-weight: 800; line-height: 1.2;
  margin-bottom: 12px; color: var(--text-primary);
}
.onboarding-sub { color: var(--text-secondary); font-size: 16px; margin-bottom: 28px; }

.onboarding-features {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 10px; margin-bottom: 32px;
}
.feat-item {
  display: flex; align-items: center; gap: 8px;
  background: var(--bg-card2); border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 10px 14px;
  font-size: 13px; font-weight: 500; color: var(--text-secondary);
}
.feat-item i { color: var(--accent-green); }

.onboarding-actions { display: flex; gap: 12px; flex-direction: column; }
.onboarding-note { color: var(--text-muted); font-size: 12px; margin-top: 20px; }
.onboarding-note i { color: var(--accent-blue); }

/* ============================================================
   MODALS
   ============================================================ */
.modal-overlay {
  position: fixed; inset: 0; z-index: 900;
  background: rgba(5,8,16,.8);
  backdrop-filter: blur(6px);
  display: flex; align-items: center; justify-content: center;
  padding: 16px;
  animation: fadeIn .2s ease;
}
@keyframes fadeIn { from{opacity:0} to{opacity:1} }

.modal-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 36px;
  max-width: 560px; width: 100%;
  position: relative;
  box-shadow: var(--shadow-lg);
  animation: slideUp .25s ease-out;
  max-height: 90vh; overflow-y: auto;
}
.modal-close {
  position: absolute; top: 16px; right: 16px;
  background: var(--bg-card2); border: none;
  width: 32px; height: 32px; border-radius: 8px;
  color: var(--text-secondary); cursor: pointer; font-size: 14px;
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.modal-close:hover { background: var(--accent-red); color: #fff; }
.modal-title { font-size: 22px; font-weight: 700; margin-bottom: 24px; }

/* PAYWALL */
.paywall-card { max-width: 680px; text-align: center; }
.paywall-icon { font-size: 48px; margin-bottom: 12px; }
.paywall-icon i { background: var(--gradient-purple); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }
.paywall-title { font-size: 28px; font-weight: 800; margin-bottom: 8px; }
.paywall-sub { color: var(--text-secondary); margin-bottom: 28px; }

.plan-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; text-align: left; }
.plan {
  background: var(--bg-card2); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 24px;
}
.plan.pro {
  border-color: var(--accent-purple);
  box-shadow: 0 0 24px rgba(167,139,250,.15);
  position: relative;
}
.plan-badge {
  position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
  background: var(--gradient-purple); color: #fff;
  font-size: 10px; font-weight: 700; padding: 3px 12px;
  border-radius: 20px; letter-spacing: 1px;
}
.plan-name { font-size: 18px; font-weight: 700; margin-bottom: 4px; }
.plan-price { font-size: 32px; font-weight: 800; color: var(--accent-green); margin-bottom: 16px; }
.plan-price span { font-size: 14px; color: var(--text-secondary); font-weight: 400; }
.plan ul { list-style: none; }
.plan ul li { padding: 6px 0; font-size: 13px; display: flex; align-items: center; gap: 8px; }
.plan ul li i.fa-check { color: var(--accent-green); }
.plan ul li.locked { color: var(--text-muted); }
.plan ul li.locked i { color: var(--text-muted); }

/* ============================================================
   TOP NAV
   ============================================================ */
.topnav {
  position: sticky; top: 0; z-index: 100;
  display: flex; align-items: center; gap: 0;
  background: rgba(10,14,26,.92);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  padding: 0 24px;
  height: 60px;
}
.nav-logo {
  display: flex; align-items: center; gap: 8px;
  font-size: 18px; font-weight: 800;
  color: var(--text-primary); margin-right: 32px;
  white-space: nowrap;
}
.nav-logo i { color: var(--accent-green); font-size: 20px; }

.nav-tabs { display: flex; align-items: center; gap: 2px; flex: 1; }
.nav-tab {
  display: flex; align-items: center; gap: 7px;
  padding: 8px 16px; border-radius: var(--radius-sm);
  background: transparent; border: none;
  color: var(--text-muted); font-size: 13.5px; font-weight: 500;
  cursor: pointer; transition: var(--transition);
  position: relative;
  font-family: var(--font);
}
.nav-tab:hover { color: var(--text-primary); background: var(--bg-card2); }
.nav-tab.active { color: var(--text-primary); background: var(--bg-card2); }
.nav-tab.active::after {
  content: ''; position: absolute; bottom: -1px; left: 16px; right: 16px;
  height: 2px; background: var(--gradient-green); border-radius: 2px;
}
.tab-lock { color: var(--accent-purple); font-size: 11px; }

.nav-actions { display: flex; align-items: center; gap: 8px; margin-left: auto; }

.mobile-menu-btn {
  display: none; background: none; border: none;
  color: var(--text-secondary); font-size: 20px; cursor: pointer; padding: 8px;
}

/* MOBILE MENU */
.mobile-menu {
  position: fixed; top: 60px; left: 0; right: 0; z-index: 99;
  background: var(--bg-card);
  border-bottom: 1px solid var(--border);
  padding: 12px 16px;
  display: flex; flex-direction: column; gap: 4px;
}
.mobile-menu-actions {
  display: flex; gap: 8px; flex-wrap: wrap; margin-top: 8px; padding-top: 8px;
  border-top: 1px solid var(--border);
}

/* ============================================================
   MAIN CONTENT
   ============================================================ */
.main-content {
  max-width: 1280px; margin: 0 auto;
  padding: 32px 24px;
}

.tab-content { display: none; animation: fadeIn .25s ease; }
.tab-content.active { display: block; }

/* ── PAGE HEADER ──────────────────────────────────────────── */
.page-header {
  display: flex; align-items: flex-start; justify-content: space-between;
  margin-bottom: 28px; flex-wrap: wrap; gap: 16px;
}
.page-title { font-size: 26px; font-weight: 800; margin-bottom: 4px; }
.page-sub { color: var(--text-secondary); font-size: 14px; }
.header-date { color: var(--text-muted); font-size: 13px; text-align: right; }

/* ============================================================
   KPI CARDS
   ============================================================ */
.kpi-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px; margin-bottom: 20px;
}
.kpi-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px;
  display: flex; align-items: center; gap: 16px;
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.kpi-card::before {
  content: ''; position: absolute;
  top: 0; left: 0; right: 0; height: 3px;
}
.kpi-networth::before { background: var(--gradient-green); }
.kpi-savings::before  { background: var(--gradient-blue); }
.kpi-invested::before { background: var(--gradient-purple); }
.kpi-monthly::before  { background: linear-gradient(135deg, #f59e0b, #d97706); }

.kpi-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: var(--border-light); }

.kpi-icon {
  width: 48px; height: 48px; border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; flex-shrink: 0;
}
.kpi-networth .kpi-icon { background: rgba(0,229,160,.12); color: var(--accent-green); }
.kpi-savings  .kpi-icon { background: rgba(78,142,247,.12); color: var(--accent-blue); }
.kpi-invested .kpi-icon { background: rgba(167,139,250,.12); color: var(--accent-purple); }
.kpi-monthly  .kpi-icon { background: rgba(245,158,11,.12); color: var(--accent-orange); }

.kpi-info { flex: 1; min-width: 0; }
.kpi-label { display: block; font-size: 12px; color: var(--text-muted); font-weight: 500; text-transform: uppercase; letter-spacing: .5px; }
.kpi-value { display: block; font-size: 22px; font-weight: 800; margin: 2px 0; color: var(--text-primary); }
.kpi-delta { font-size: 12px; font-weight: 600; }

/* ── QUICK STATS ────────────────────────────────────────────── */
.quick-stats {
  display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 24px;
}
.stat-pill {
  display: flex; align-items: center; gap: 8px;
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: 50px; padding: 8px 18px;
  font-size: 13px; color: var(--text-secondary);
}
.stat-pill i { font-size: 14px; }
.stat-roi i { color: var(--accent-blue); }
.stat-gains i { color: var(--accent-green); }
.stat-goals i { color: var(--accent-orange); }
.stat-pill strong { color: var(--text-primary); }

/* ── SECTION CARD ───────────────────────────────────────────── */
.section-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 20px;
}
.section-title {
  font-size: 16px; font-weight: 700;
  margin-bottom: 20px; display: flex; align-items: center; gap: 8px;
  color: var(--text-primary);
}
.section-title i { color: var(--accent-blue); }
.section-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 16px;
}
.section-header h3 { font-size: 16px; font-weight: 700; }

/* ── CHARTS ─────────────────────────────────────────────────── */
.charts-row {
  display: grid; grid-template-columns: 2fr 1fr;
  gap: 16px; margin-bottom: 20px;
}
.chart-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px;
}
.chart-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 16px;
}
.chart-header h3 { font-size: 15px; font-weight: 700; }
.chart-badge {
  background: var(--bg-card2); color: var(--text-muted);
  font-size: 11px; font-weight: 500; padding: 3px 10px;
  border-radius: 20px; border: 1px solid var(--border);
}
.chart-wrap { position: relative; }

/* ── GOALS MINI LIST (DASHBOARD) ────────────────────────────── */
.goals-mini-list { display: flex; flex-direction: column; gap: 12px; }
.goal-mini {
  display: flex; align-items: center; gap: 16px;
  padding: 12px 0; border-bottom: 1px solid var(--border);
}
.goal-mini:last-child { border-bottom: none; }
.goal-mini-icon {
  width: 36px; height: 36px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
  background: var(--bg-card2);
}
.goal-mini-info { flex: 1; min-width: 0; }
.goal-mini-name { font-size: 14px; font-weight: 600; margin-bottom: 4px; }
.goal-mini-sub { font-size: 12px; color: var(--text-muted); }
.goal-mini-pct { font-size: 15px; font-weight: 700; color: var(--accent-green); }

/* ── GOALS GRID ─────────────────────────────────────────────── */
.goals-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(340px, 1fr)); gap: 16px; }

.goal-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 22px;
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.goal-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: var(--border-light); }

.goal-card-header {
  display: flex; align-items: flex-start; justify-content: space-between;
  margin-bottom: 16px;
}
.goal-card-title-area { display: flex; align-items: center; gap: 12px; }
.goal-card-icon {
  width: 42px; height: 42px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; background: var(--bg-card2);
}
.goal-card-name { font-size: 16px; font-weight: 700; margin-bottom: 2px; }
.goal-card-category { font-size: 12px; color: var(--text-muted); }

.goal-card-actions { display: flex; gap: 6px; }
.icon-btn {
  width: 30px; height: 30px; border-radius: 8px;
  background: var(--bg-card2); border: none;
  color: var(--text-muted); font-size: 13px;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; transition: var(--transition);
}
.icon-btn:hover { background: var(--bg-hover); color: var(--text-primary); }
.icon-btn.danger:hover { background: rgba(239,68,68,.2); color: var(--accent-red); }

.goal-amounts {
  display: grid; grid-template-columns: 1fr 1fr 1fr;
  gap: 8px; margin-bottom: 14px;
}
.gamt { text-align: center; }
.gamt-label { display: block; font-size: 11px; color: var(--text-muted); text-transform: uppercase; letter-spacing: .4px; }
.gamt-value { display: block; font-size: 14px; font-weight: 700; margin-top: 2px; }
.gamt-value.current { color: var(--accent-blue); }
.gamt-value.target  { color: var(--text-primary); }
.gamt-value.remaining { color: var(--accent-orange); }

.progress-bar-wrap { margin-bottom: 12px; }
.progress-label { display: flex; justify-content: space-between; font-size: 12px; color: var(--text-muted); margin-bottom: 6px; }
.progress-bar {
  height: 8px; background: var(--bg-card2);
  border-radius: 50px; overflow: hidden;
}
.progress-fill {
  height: 100%; border-radius: 50px;
  background: var(--gradient-green);
  transition: width .8s cubic-bezier(.4,0,.2,1);
  position: relative;
}
.progress-fill::after {
  content: ''; position: absolute; right: 0; top: 0; bottom: 0;
  width: 6px; background: rgba(255,255,255,.3);
  border-radius: 50px;
}

.goal-footer { display: flex; justify-content: space-between; font-size: 12px; color: var(--text-muted); }
.goal-footer .due { display: flex; align-items: center; gap: 4px; }
.goal-footer .contrib { display: flex; align-items: center; gap: 4px; }

/* ── ALERT BANNER ───────────────────────────────────────────── */
.alert-banner {
  background: rgba(167,139,250,.1); border: 1px solid rgba(167,139,250,.3);
  border-radius: var(--radius-sm); padding: 12px 16px;
  margin-bottom: 20px; font-size: 13px;
  display: flex; align-items: center; gap: 8px; color: var(--text-secondary);
}
.alert-banner i { color: var(--accent-purple); }

/* ── EMPTY STATE ────────────────────────────────────────────── */
.empty-state {
  text-align: center; padding: 64px 24px;
  color: var(--text-secondary);
}
.empty-state i { font-size: 48px; color: var(--text-muted); margin-bottom: 16px; display: block; }
.empty-state h3 { font-size: 20px; font-weight: 700; margin-bottom: 8px; color: var(--text-primary); }
.empty-state p { margin-bottom: 24px; }

/* ============================================================
   INVESTMENTS TAB
   ============================================================ */
.inv-layout { display: grid; grid-template-columns: 320px 1fr; gap: 20px; align-items: start; }

.inv-inputs { }
.inv-results { display: flex; flex-direction: column; gap: 16px; }

.roi-results-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.result-card {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 18px;
  text-align: center;
}
.result-label { display: block; font-size: 12px; color: var(--text-muted); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 6px; }
.result-value { display: block; font-size: 24px; font-weight: 800; }
.result-fv .result-value  { color: var(--accent-green); }
.result-roi .result-value { color: var(--accent-blue); }

/* ── FORMS ──────────────────────────────────────────────────── */
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--text-secondary); margin-bottom: 8px; }
.form-group input,
.form-group select {
  width: 100%; background: var(--bg-card2);
  border: 1.5px solid var(--border); border-radius: var(--radius-sm);
  color: var(--text-primary); font-family: var(--font); font-size: 14px;
  padding: 10px 14px; transition: var(--transition);
  appearance: none;
}
.form-group input:focus,
.form-group select:focus { outline: none; border-color: var(--accent-blue); box-shadow: 0 0 0 3px rgba(78,142,247,.12); }
.form-group select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath fill='%238b9cc8' d='M8 10.5L3 5.5h10z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; background-size: 12px; padding-right: 32px; }

.slider-wrap { display: flex; align-items: center; gap: 12px; }
.slider-wrap input[type="range"] {
  flex: 1; height: 6px; background: var(--bg-card2);
  border-radius: 50px; appearance: none; border: none; padding: 0; cursor: pointer;
}
.slider-wrap input[type="range"]::-webkit-slider-thumb {
  appearance: none; width: 18px; height: 18px;
  background: var(--accent-green); border-radius: 50%;
  box-shadow: 0 0 8px rgba(0,229,160,.4);
}
.slider-wrap input[type="number"] { width: 72px; flex-shrink: 0; text-align: center; }

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 20px; }
.form-grid .form-group:last-child,
.form-actions { grid-column: 1 / -1; }
.form-actions { display: flex; justify-content: flex-end; gap: 10px; margin-top: 8px; }

/* ============================================================
   SIMULATOR TAB
   ============================================================ */
.sim-inputs { margin-bottom: 20px; }
.sim-inputs-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.sim-inputs-row .form-group { margin-bottom: 0; }

.scenario-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 20px; }

.scenario-card {
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 22px;
  position: relative; transition: var(--transition);
}
.scenario-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.scenario-card.conservative { border-top: 3px solid var(--accent-blue); }
.scenario-card.moderate     { border-top: 3px solid var(--accent-green); }
.scenario-card.aggressive   { border-top: 3px solid var(--accent-red); }
.scenario-card.best { border-color: var(--accent-green); box-shadow: var(--shadow-glow-green); }

.best-label {
  position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
  background: var(--gradient-green); color: #0a1a12;
  font-size: 10px; font-weight: 700; padding: 3px 12px;
  border-radius: 20px; letter-spacing: 1px; white-space: nowrap;
}
.scenario-header { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.scenario-header i { font-size: 24px; }
.conservative .scenario-header i { color: var(--accent-blue); }
.moderate     .scenario-header i { color: var(--accent-green); }
.aggressive   .scenario-header i { color: var(--accent-red); }
.scenario-name { display: block; font-size: 16px; font-weight: 700; }
.scenario-rate { display: block; font-size: 12px; color: var(--text-muted); }
.scenario-stats { display: flex; flex-direction: column; gap: 10px; }
.sc-stat { display: flex; justify-content: space-between; font-size: 13px; }
.sc-stat span { color: var(--text-muted); }
.sc-stat strong { font-size: 14px; }

.locked-overlay {
  position: relative; margin: -24px;
  background: rgba(10,14,26,.85); backdrop-filter: blur(4px);
  border-radius: var(--radius-md); display: flex;
  align-items: center; justify-content: center; min-height: 300px;
}
.locked-content { text-align: center; padding: 48px; }
.locked-content i { font-size: 48px; color: var(--accent-purple); margin-bottom: 16px; display: block; }
.locked-content h3 { font-size: 22px; font-weight: 700; margin-bottom: 8px; }
.locked-content p { color: var(--text-secondary); margin-bottom: 24px; }

.pro-required-badge {
  background: rgba(167,139,250,.12); border: 1px solid rgba(167,139,250,.3);
  color: var(--accent-purple); font-size: 13px; font-weight: 600;
  padding: 6px 14px; border-radius: 20px;
  display: flex; align-items: center; gap: 6px;
}

/* ============================================================
   BUDGET TAB
   ============================================================ */
.budget-layout { display: grid; grid-template-columns: 340px 1fr; gap: 20px; align-items: start; }

.expense-title { font-size: 14px; font-weight: 600; color: var(--text-secondary); margin-bottom: 12px; margin-top: 4px; }
.expense-row {
  display: grid; grid-template-columns: 1fr 140px 36px;
  gap: 8px; margin-bottom: 8px; align-items: center;
}
.expense-row input { margin-bottom: 0; }

.budget-kpis { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 20px; }
.bkpi { background: var(--bg-card2); border-radius: var(--radius-sm); padding: 14px; text-align: center; }
.bkpi span { display: block; font-size: 11px; color: var(--text-muted); text-transform: uppercase; letter-spacing: .4px; margin-bottom: 4px; }
.bkpi strong { font-size: 20px; font-weight: 800; }
.bkpi.bkpi-highlight { border: 1px solid rgba(0,229,160,.25); }
.bpos { color: var(--accent-blue); }
.bneg { color: var(--accent-red); }

.budget-bar-wrap { margin-top: 12px; }
.budget-bar { height: 12px; background: var(--bg-card2); border-radius: 50px; overflow: hidden; margin-bottom: 6px; }
.budget-bar-fill { height: 100%; border-radius: 50px; background: linear-gradient(90deg, var(--accent-red), var(--accent-orange)); transition: width .6s ease; }
.budget-bar-labels { display: flex; justify-content: space-between; font-size: 12px; color: var(--text-muted); }

.allocation-list { display: flex; flex-direction: column; gap: 10px; }
.alloc-item {
  display: flex; align-items: center; gap: 12px;
}
.alloc-color { width: 12px; height: 12px; border-radius: 50%; flex-shrink: 0; }
.alloc-info { flex: 1; }
.alloc-name { font-size: 13px; font-weight: 600; }
.alloc-bar { height: 6px; background: var(--bg-card2); border-radius: 50px; overflow: hidden; margin-top: 4px; }
.alloc-bar-fill { height: 100%; border-radius: 50px; transition: width .6s ease; }
.alloc-amount { font-size: 13px; font-weight: 700; white-space: nowrap; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .kpi-grid { grid-template-columns: repeat(2, 1fr); }
  .inv-layout { grid-template-columns: 1fr; }
  .budget-layout { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .charts-row { grid-template-columns: 1fr; }
  .scenario-cards { grid-template-columns: 1fr; }
  .nav-tabs .nav-tab span { display: none; }
  .nav-tabs .nav-tab i { font-size: 16px; }
  .nav-tabs .nav-tab { padding: 8px 12px; }
  .sim-inputs-row { grid-template-columns: 1fr 1fr; }
  .plan-compare { grid-template-columns: 1fr; }
}

@media (max-width: 700px) {
  .topnav { padding: 0 16px; }
  .nav-actions { display: none; }
  .mobile-menu-btn { display: flex; align-items: center; justify-content: center; }
  .nav-tabs { display: none; }
  .nav-logo { margin-right: 0; }
  .main-content { padding: 20px 16px; }
  .page-title { font-size: 20px; }
  .kpi-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .kpi-value { font-size: 18px; }
  .goals-grid { grid-template-columns: 1fr; }
  .sim-inputs-row { grid-template-columns: 1fr; }
  .budget-kpis { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .roi-results-grid { grid-template-columns: 1fr 1fr; }
  .onboarding-card { padding: 36px 24px; }
  .onboarding-title { font-size: 28px; }
  .onboarding-features { grid-template-columns: 1fr; }
}

@media (max-width: 400px) {
  .kpi-grid { grid-template-columns: 1fr; }
  .roi-results-grid { grid-template-columns: 1fr; }
}

/* ── TOOLTIP / ANIMATIONS ──────────────────────────────────── */
.fade-in { animation: fadeIn .3s ease; }
.slide-up { animation: slideUp .3s ease-out; }

/* ── GOAL COMPLETE GLOW ─────────────────────────────────────── */
.goal-complete {
  border-color: rgba(0,229,160,.3) !important;
  box-shadow: 0 0 20px rgba(0,229,160,.08) !important;
}

/* ── BUDGET EXPENSE INPUT ──────────────────────────────────── */
.expense-row input[type="text"],
.expense-row input[type="number"] {
  background: var(--bg-card2);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--text-primary);
  font-family: var(--font);
  font-size: 13px;
  padding: 9px 12px;
  width: 100%;
  transition: var(--transition);
}
.expense-row input:focus {
  outline: none;
  border-color: var(--accent-blue);
}

/* ── SCROLLABLE GOALS LIST ──────────────────────────────────── */
.goals-grid { max-height: 90vh; }

/* ── PLAN COMPARE MOBILE ────────────────────────────────────── */
@media (max-width: 500px) {
  .plan-compare { grid-template-columns: 1fr; }
  .paywall-card { padding: 24px 20px; }
}

/* ── ACTIVE TAB HIGHLIGHT (mobile) ─────────────────────────── */
.mobile-menu .nav-tab.active {
  color: var(--accent-green);
  background: rgba(0,229,160,.08);
}

/* ── SECTION CHART SPACING ──────────────────────────────────── */
.chart-card + .chart-card { margin-top: 0; }

/* ── SMOOTH LOADING ─────────────────────────────────────────── */
#app { animation: fadeIn .4s ease; }

/* ── APP FOOTER ─────────────────────────────────────────────── */
.app-footer {
  border-top: 1px solid var(--border);
  padding: 16px 24px;
  margin-top: 8px;
}
.footer-inner {
  max-width: 1280px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px; flex-wrap: wrap;
}
.footer-logo {
  font-size: 14px; font-weight: 700; color: var(--text-secondary);
  display: flex; align-items: center; gap: 6px;
}
.footer-logo i { color: var(--accent-green); }
.footer-save {
  font-size: 12px; color: var(--accent-green);
  display: flex; align-items: center; gap: 5px;
}
.footer-copy { font-size: 12px; color: var(--text-muted); }

/* ── NOTIFICATION TOAST ─────────────────────────────────────── */
.toast {
  position: fixed; bottom: 24px; right: 24px; z-index: 9999;
  background: var(--bg-card); border: 1px solid var(--border-light);
  border-radius: var(--radius-md); padding: 14px 20px;
  display: flex; align-items: center; gap: 12px;
  box-shadow: var(--shadow-lg);
  animation: slideUp .3s ease-out;
  font-size: 14px; min-width: 260px;
}
.toast.success { border-left: 3px solid var(--accent-green); }
.toast.error   { border-left: 3px solid var(--accent-red); }
.toast.info    { border-left: 3px solid var(--accent-blue); }
.toast i { font-size: 18px; }
.toast.success i { color: var(--accent-green); }
.toast.error   i { color: var(--accent-red); }
.toast.info    i { color: var(--accent-blue); }